Payment terminals Functions of payment terminals

Functions of payment terminals

Discover what our payment terminals can do. Depending on the features you need, we can help you choose the right terminal for your business.

I want payment terminal

Basic functionalities

Sales

  • You enter an amount that the customer approves or pays outright

Reversal

  • There is the “Back” button to reverse the last payment made if the transaction was entered incorrectly

Refund

  • In case of claims, etc., you will refund the customer directly to their payment card

Daily balancing of accounts

  • Automatic or controlled via the cash register
  • Basic or extended

Multicurrency

  • Suitable for businesses in border areas and tourist locations
  • EUR, USD, GBP, PLN, HUF, NOK, SEK, RON
  • You need to have an account in the given currency with ČSOB

Gratuity

  • The customer enters the tip themselves at the terminal
  • They can either enter the exact amount or choose a percentage
  • The tip is posted and appears on the receipt

Pre-authorization

  • Suitable for hotels, car rental companies and other lessors
  • You block an agreed amount of money in the customer’s account in advance
  • At the end of the rental period, you deduct the price of the service from the deposit and refund the rest
  • The service is provided on an individual basis

Manual entry

  • Backup option when the card is not working or the customer does not have it with them
  • The card number and other details are entered manually into the terminal
  • It works similarly to e-shop payment gateways
  • The service is provided on an individual basis

Cashback

  • It works for Mastercard and Visa cards, the maximum withdrawal amount is CZK 3,000
  • The customer can use their card to withdraw cash from your cash register like an ATM
  • You pay no commission on the amount withdrawn

Acceptance of meal cards

  • Suitable for merchants who provide mainly leisure activities and restaurant and other catering services
  • People can pay with meal vouchers, benefit cards or CCS cards
  • There must be a contract between the merchant and the selected meal voucher company

Variable symbol

  • You can assign VS (variable symbol) identifiers to individual payments for better orientation in card transaction statements

Connection directly with the cash register system

  • Linking the terminal to your cash register system will make operation easier and reduce errors
  • You can enter the VS (variable symbol) identifier directly in the cash register
  • We support certified cash register systems; please contact a sales representative for more information

Virtualization/multi-application

  • One terminal can send payments to up to 10 different accounts
  • Useful when multiple companies share one terminal, or to distinguish between different types of payments
  • The service is usually used in cases where there are multiple company identification numbers (e.g., hairdressers, beauty salons) at a single point of sale
  • Via one payment terminal, card transactions can be settled separately for each merchant